St. Louis County property record for 302 E Peary St, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 2002 |
| Lot Size | 0.321 acres (14,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,500 (Jun 2002) |
| Tax Bill | $2,822 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4040-00010 |
| Primary APN | 010-4040-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Gross Area |
| 1st Floor Area | 1,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,006 sqft (0.321 acres) |
| Garage Area | 768 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 48 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 733639 |
|---|---|
| Street Address | 302 E PEARY ST |
| City | DULUTH |
| State | MN |
| Zip | 55808-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 THRU 4 SERIAL # |
| Legal Subdivision | SMITHS ADD TO NEW DULUTH 1ST D |
| Legal Block | 1 |
| Legal Lot Number | 1-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3800 |
Source: St. Louis County records · APN 010-4040-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 E PEARY ST, DULUTH, MN 55808-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jan 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2002 · Amount on Record |
| Deed Sale | Jun 24, 2002 · Amount on Record |
| Prior Sale | Nov 01, 2001 · Amount on Record |
| Deed Document Number | 2002860331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 302 E PEARY ST, DULUTH, MN 55808-2032 |
| Document Number | 00A1318230 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 302 E PEARY ST DULUTH MN 558082032, DULUTH, MN 55808-2032 |
| Document Number | 00A1318230 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | A1318230 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 302 E PEARY ST, DULUTH, MN 55808-2032 |
| Document Number | 00A1303213 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 302 E PEARY ST DULUTH MN 558082032, DULUTH, MN 55808-2032 |
| Document Number | 00A1303213 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | A1303213 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,822.00 (+14.62%) Homeowner's exemption | ||
| 2025 | $2,462.00 (-4.8%) Homeowner's exemption | $225,500 (+10.7%) Land $23,100 Building $202,400 | $225,500 (+10.7%) Land $23,100 Building $202,400 |
| 2024 | $2,586.00 | $203,700 (+13.93%) Land $22,800 Building $180,900 | $203,700 (+13.93%) Land $22,800 Building $180,900 |
| 2022 | $178,800 Land $25,900 Building $152,900 | $178,800 Land $25,900 Building $152,900 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AirFiber.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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