220 E Peary St, Duluth, MN 55808 Property Records

St. Louis County property record for 220 E Peary St, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1949
Lot Size	0.562 acres (24,510 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2026)
Tax Bill	$2,914 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-04880`

Property Details

APN / Parcel Number

Primary APN	`010-3430-04880`
Alternative APN	`1010237`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	24,510 sqft (0.562 acres)
Garage Area	676 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1010237
Street Address	220 E PEARY ST
City	DULUTH
State	MN
Zip	55808-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 7 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	15
Legal Lot Number	1-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2028
Census Tract	3800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 E PEARY ST, DULUTH, MN 55808-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	20261103121
Prior Transfer Date	May 17, 2016
Prior Transfer Doc	0000971658
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2026
Property Address	220 E PEARY ST, DULUTH, MN 55808-2041
Document Number	0001103121
Instrument Date	Jun 1, 2026
Instrument	20261103121
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$96,657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 E PEARY ST, DULUTH, MN 55808-2041

Mortgage

Document Number	0001103122,
Date	Jul 1, 2026
Instrument	20261103122

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,914.00 (+14.27%) Homeowner's exemption
2025	$2,550.00 (-4.78%) Homeowner's exemption	$231,700 (+10.49%) Land $30,300 Building $201,400	$231,700 (+10.49%) Land $30,300 Building $201,400
2024	$2,678.00	$209,700 (+7.1%) Land $29,900 Building $179,800	$209,700 (+7.1%) Land $29,900 Building $179,800
2022		$195,800 Land $33,700 Building $162,100	$195,800 Land $33,700 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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