302 E Oak St, Garrison, IA 52229 Property Records

Benton County property record for 302 E Oak St, Garrison, IA 52229 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 897 sqft · built 1920
Lot Size	0.246 acres (10,725 sqft)
Owner	Individual Name on File
Tax Bill	$620 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit Jun 2019 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07008500`

Property Details

APN / Parcel Number

Primary APN	`07008500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	897 sqft Living Area
1st Floor Area	336 sqft
Basement Area	240 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	130 ft deep x 82.5 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	84 sqft
Patio Area	575 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 E OAK ST
City	GARRISON
State	IA
Zip	52229-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURRIS ADD E 49 1/2' LOT 7 & W 1/2 LOT 6 BLK 3
Legal Subdivision	BURRIS
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	BENTON IA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2099
Census Tract	960200

Owner

Source: Benton County records · APN 07008500

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 191, GARRISON, IA 52229-0191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CEDAR VALLEY BANK & TRUST
Mar 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 28, 2016	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Dec 28, 2016	Deed of Trust, Mortgage · Closed-End Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Mar 02, 2016	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Feb 15, 2008	Trustee's Deed, Foreclosure · Line of Credit FARMERS SAVINGS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 15, 2008
Transfer Doc	00008/0677
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E17/0608
Date	Apr 18, 2017
Book Page	E17/0608

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00019/1233
Date	Jun 21, 2019
Book Page	19/1233
Instrument	19-1233

Lender

Name	CEDAR VALLEY BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Jul 01, 2025

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220870
Date	Mar 01, 2022
Instrument	22-0870

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2032

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E16/2114
Date	Dec 28, 2016
Book Page	E16/2114

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Mar 05, 2022

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E16/2113
Date	Dec 28, 2016
Book Page	E16/2113

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 05, 2046

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E16/0267
Date	Mar 02, 2016
Book Page	E16/0267

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 05, 2026
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.87%
Max Rate	9.87%

February 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BENTON IA
Recording Date	Feb 15, 2008
Property Address	302 E OAK ST, GARRISON, IA 52229-7628
Document Number	000008/677
Book / Page	8 / 677
Instrument Date	Feb 12, 2008
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 OAK ST, GARRISON, IA 52229-9610

Mortgage

Document Number	0000008679
Date	Feb 15, 2008
Instrument	08/679

Lender

Name	FARMERS SAVINGS BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Garrison City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,700 (+11.71%) Land $7,000 Building $40,700	$47,700 (+11.71%) Land $7,000 Building $40,700
2024	$620.00 (+4.03%)
2023		$42,700 (+14.17%) Land $6,200 Building $36,500	$42,700 (+14.17%) Land $6,200 Building $36,500
2022	$596.00 Homeowner's exemption	$37,400 Land $5,000 Building $32,400
2021			$37,400 Land $5,000 Building $32,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Keystone Farmers Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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