Benton County property record for 105 E Oak St, Garrison, IA 52229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,804 sqft · built 1910 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07011850 |
| Primary APN | 07011850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,580 sqft (0.197 acres) |
| Lot Dimensions | 130 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 E OAK ST |
|---|---|
| City | GARRISON |
| State | IA |
| Zip | 52229-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRISON LOT 2 BLK 9 |
| Legal Subdivision | GARRISON |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 960200 |
Source: Benton County records · APN 07011850
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 E OAK ST, GARRISON, IA 52229-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 09, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GREEN STATE CU |
| Aug 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Apr 16, 2018 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION |
| Oct 04, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 04, 2025 |
| Transfer Doc | 0000002952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 105 E OAK ST, GARRISON, IA 52229-7626 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000230736 |
|---|---|
| Date | Mar 09, 2023 |
| Instrument | 23-0736 |
| Name | GREEN STATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 105 E OAK ST, GARRISON, IA 52229-7626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00017/1737 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 17/1737 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | BELLE PLAINE, IA 52208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 105 E OAK ST, GARRISON, IA 52229-7626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000018/0000000665 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 0000000018/0000000665 |
| Instrument | E18-0665 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jan 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Oct 04, 2017 |
| Property Address | 105 E OAK ST, GARRISON, IA 52229-7626 |
| Document Number | 00E17/1737 |
| Book / Page | E17 / 1737 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 302 OAK ST, GARRISON, IA 52229-9610 |
Source: Benton County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Garrison City |
| Unified School District | Vinton-Shellsburg Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 Homeowner's exemption | $58,800 (+10.73%) Land $5,600 Building $53,200 | $58,800 (+10.73%) Land $5,600 Building $53,200 |
| 2024 | $818.00 (+4.07%) | ||
| 2023 | $53,100 (+14.19%) Land $5,000 Building $48,100 | $53,100 (+14.19%) Land $5,000 Building $48,100 | |
| 2022 | $786.00 Homeowner's exemption | $46,500 Land $4,000 Building $42,500 | |
| 2021 | $46,500 Land $4,000 Building $42,500 |
Source: FEMA National Flood Hazard Layer, Benton County (19011C), as of September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Farmers Cooperative Telephone Company Fiber | 250 / 250 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: T-Mobile USA.
Based on FCC filings for 37 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA0625078, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRISON WATER SUPPLY serves 344 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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