302 E Main St, Elkin, NC 28621 Property Records

Surry County property record for 302 E Main St, Elkin, NC 28621 · Last verified December 2025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,760 sqft · built 1920
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2023)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4951-15-53-2085`

Property Details

APN / Parcel Number

Primary APN	`4951-15-53-2085`
Alternative APNs	`100113124` `100118830`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,760 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Wood Shingle
Lot Area	9,496 sqft (0.217 acres)
Porch	Open Porch
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100118830
Street Address	302 E MAIN ST
City	ELKIN
State	NC
Zip	28621-3514
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	302 E MAIN ST
Legal Subdivision	ELKIN-DOWNTOWN
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4028
Census Tract	930901

Owner

Source: Surry County records · APN 4951-15-53-2085

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	503 W MAIN ST, ELKIN, NC 28621-3317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer FIRST COMMUNITY BANK
Apr 03, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PHILLIP LYLES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Apr 03, 2019 · Amount on Record
Deed Document Number	0018600679
Deed Book / Page	1860 / 0679
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 30, 2023
Property Address	302 E MAIN ST, ELKIN, NC 28621-3514
Document Number	001860/679
Book / Page	1860 / 679
Instrument Date	Jun 30, 2023
Instrument	706828
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 W MAIN ST, ELKIN, NC 28621-3317

Mortgage

Document Number	0000706830
Date	Jun 30, 2023
Instrument	706830

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 03, 2019
Property Address	302 E MAIN ST, ELKIN, NC 28621-3514
Document Number	1664/309
Book / Page	1664 / 309
Instrument Date	Apr 02, 2019
Instrument	662139
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 US 21 HWY, HAMPTONVILLE, NC 27020-7314

Mortgage

Document Number	662140
Date	Apr 03, 2019
Instrument	662140

Lender

Name	PHILLIP LYLES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001664/309
Date	Apr 03, 2019
Book Page	1664/309
Instrument	662139

Lender

Name	PHILLIP LYLES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2024

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+65.5%)	$195,220 (+45.13%) Land $29,910 Building $165,310	$195,220 (+45.13%) Land $29,910 Building $165,310
2023	$742.00 (-18.55%)	$134,510 (-) Land $23,200 Building $111,310	$134,510 (-) Land $23,200 Building $111,310
2022	$911.00	$134,510 Land $23,200 Building $111,310	$134,510 Land $23,200 Building $111,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371719309014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Downtown Elkin Historic District listed 2000 · 53 contributing resources · NRIS 00001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	2,500 / 2,500
Brightspeed	Fiber	2,000 / 2,000

May also be available at this address: Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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