222 E Main St, Elkin, NC 28621 Property Records

Surry County property record for 222 E Main St, Elkin, NC 28621 · Last verified December 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 2007
Square Footage27,774 sqft Total Area
Lot Size45,738 sqft (1.05 acres)
Last Sale$1,600,000 (2025)
Tax Bill$6,997.00 (2025)

Owner

Source: Surry County records · APN 4951-14-42-8977

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address636 W MAIN ST, ELKIN, NC 28621-3226
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2025Warranty Deed, Transfer
MCCULLOCH ENTERPRISES LLC
Dec 07, 2021Deed of Trust, Mortgage · Stand Alone Refinance
SURREY BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Doc Number0019190456
Deed Book / Page1919 / 0456
Record RefreshedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateJan 10, 2025
Property Address222 E MAIN ST, ELKIN, NC 28621-3431
Document Number001919/456
Book / Page1919 / 456
Instrument DateJan 09, 2025
Instrument721374
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 E MAIN ST, ELKIN, NC 28621-3431

Mortgage

Document Number0000721375
DateJan 10, 2025
Instrument721375
Lender
NameMCCULLOCH ENTERPRISES LLC
Agreement
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address222 E MAIN ST, ELKIN, NC 28621-3492
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001791/986
DateDec 07, 2021
Book Page1791/986
Instrument690649
Lender
NameSURREY BANK & TRUST
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,997.00 (+49.06%)$1,162,150 (+36.64%) Land $98,340 Building $1,063,810$1,162,150 (+36.64%) Land $98,340 Building $1,063,810
2023$4,694.00$850,510 Land $79,580 Building $770,930$850,510 Land $79,580 Building $770,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Downtown Elkin Historic District
listed 2000 · 53 contributing resources · NRIS 00001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN4951-14-42-8977
Alternative APN
  • 100074447

Interior

Plumbing Fixtures21 Plumbing Fixtures
Building Area27,774 sqft Total Area
Basement Area15,000 sqft Basement
Finished Basement12,620 sqft Finished
Unfinished Basement2,380 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureMasonry Interior Structure

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2007
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionWood Truss Roof Construction
Roof MaterialMetal Roof
Lot Area45,738 sqft (1.05 acres)
Patio Area386 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number100074447
Street Address222 E MAIN ST
CityELKIN
StateNC
Zip28621-3431
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDIST:04
JurisdictionSURRY NC
Minor Civil DivisionELKIN
Census Blockgroup4
Census Block4048
Census Tract930901

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