227 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 227 E Main St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 2000)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H18-006140`

Property Details

APN / Parcel Number

Primary APN	`H18-006140`
Alternative APNs	`090422.2-13-018-00` `H18BF039 00600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,824 sqft
Attic	Attic
Attic Area	438 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	142 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	227 E MAIN ST
City	BRADFORD
State	OH
Zip	45308-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 16 132
Legal Subdivision	BRADFORD
Legal Lot Number	16
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2009
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 E MAIN ST, BRADFORD, OH 45308-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 12, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2000 · Amount on Record
Deed Sale	Jul 10, 2000 · Amount on Record
Prior Sale	May 15, 1989 · Amount on Record
Last Transfer Date	Jan 11, 2024
Transfer Doc	0000000398
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 10, 2026
Property Address	227 E MAIN ST, BRADFORD, OH 45308-1109
Document Number	0000007078
Instrument Date	May 7, 2026
Instrument	20267078
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E MAIN ST, BRADFORD, OH 45308-1109

Mortgage

Document Number	0000007078,
Date	Jun 10, 2026
Instrument	20267078

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 12, 2024
Property Address	227 E MAIN ST, BRADFORD, OH 45308-1109
Document Number	0000000398
Instrument Date	Jan 9, 2024
Instrument	2024OR-00398
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	227 E MAIN ST, BRADFORD, OH 45308-1109

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+1.3%) Homeowner's exemption	$63,810 (+23.76%) Land $12,080 Building $51,730	$182,300 (+23.76%) Land $34,500 Building $147,800
2024	$1,994.00 (+1.84%) Homeowner's exemption	$51,560 (-) Land $13,090 Building $38,470
2023	$1,958.00 (-4.77%) Homeowner's exemption	$51,560 (-) Land $13,090 Building $38,470	$147,300 (-) Land $37,400 Building $109,900
2022	$2,056.00 Homeowner's exemption	$51,560 Land $13,090 Building $38,470	$147,300 Land $37,400 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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