302 E Elm St, Red Oak, IA 51566 Property Records

Montgomery County property record for 302 E Elm St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,208 sqft · built 1910
Lot Size0.148 acres (6,435 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (May 2017)
Tax Bill$954 (2025)
Deeds & MortgagesMay 2017 Sale
Flood ZoneZone X (reduced by levee)
APN600628112002000

Property Details

APN / Parcel Number

Primary APN600628112002000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,208 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,435 sqft (0.148 acres)
Lot Dimensions143 ft deep x 45 ft wide
Garage TypeDetached
Garage Area828 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address302 E ELM ST
CityRED OAK
StateIA
Zip51566-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALIX ADD LT 5 BLK 9
Legal SubdivisionALIX ADD
Legal Block9
Legal Lot Number5
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2084
Census Tract960300

Owner

Source: Montgomery County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address302 E ELM ST, RED OAK, IA 51566-1506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2017 · Amount on File
Deed SaleMay 5, 2017 · Amount on File
Deed Document Number2017714
Deed Book / Page2017 / 714
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateMay 5, 2017
Property Address302 E ELM ST, RED OAK, IA 51566-1506
Document Number2017/0714
Book / Page2017 / 0714
Instrument DateMay 2, 2017
Instrument2017 0714
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
Tax$39.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E ELM ST, RED OAK, IA 51566-1506

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$954.00 (-2.25%) Homeowner's exemption$54,570 (+5.35%) Land $7,160 Building $47,410$54,570 (+5.35%) Land $7,160 Building $47,410
2024$976.00 (+42.69%)
2023$51,800 Land $4,770 Building $47,030$51,800 Land $4,770 Building $47,030
2022$684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Elm St

Nearby Streets

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