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210 E Elm St, Red Oak, IA 51566 Property Records

Montgomery County property record for 210 E Elm St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,010 sqft · built 1910
Lot Size0.149 acres (6,480 sqft)
OwnerIndividual Name on File
Last Sale$1,075 (Jan 2020)
Tax Bill$1,396 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2020 Foreclosure
Flood ZoneZone X (reduced by levee)
APN600628111005000

Property Details

APN / Parcel Number

Primary APN600628111005000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,010 sqft Living Area
Basement Area1,010 sqft
Unfinished Basement1,010 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,480 sqft (0.149 acres)
Lot Dimensions72 ft deep x 90 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area289 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address210 E ELM ST
CityRED OAK
StateIA
Zip51566-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALIX ADD N/2 LTS 1 & 2 BLK 10
Legal SubdivisionALIX ADD
Legal Block10
Legal Lot Number1,2
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2085
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1975 K AVE, RED OAK, IA 51566-5074
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK IOWA
Jan 31, 2020Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Deed Document Number2020268
Deed Book / Page2020 / 268
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address210 E ELM ST, RED OAK, IA 51566-1504
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1168
DateJun 29, 2021
Book Page2021/1168
Instrument2021 1168
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

January 2020: Public Action, Foreclosure

Document TypePublic Action
JurisdictionMONTGOMERY IA
Recording DateJan 31, 2020
Property Address210 E ELM ST, RED OAK, IA 51566-1504
Document Number2020/268
Book / Page2020 / 268
Instrument DateJan 31, 2020
Instrument268
Transaction TypeForeclosure
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4191 2ND ST S, SAINT CLOUD, MN 56301-3761

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,396.00 (+12.76%)$63,920 (+21.11%) Land $9,720 Building $54,200$63,920 (+21.11%) Land $9,720 Building $54,200
2024$1,238.00 (+27.89%)
2023$52,780 Land $6,400 Building $46,380$52,780 Land $6,400 Building $46,380
2022$968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: FMTC of Stanton Iowa.

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