302 E Commercial St, Ozark, AR 72949 Property Records

Franklin County property record for 302 E Commercial St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,395 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2026)
Tax Bill	$996 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009-00750-000`

Property Details

APN / Parcel Number

Primary APN	`009-00750-000`
Alternative APN	`16504`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Storm Shelter	Storm Shelter
Flooring	Carpet
Storm Shutters	Storm Shutters

Exterior

Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Driveway	Asphalt Driveway
Driveway Area	504 sqft
Porch	Slab
Porch Area	1,002 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 E COMMERCIAL ST
City	OZARK
State	AR
Zip	72949-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXHIBIT A PART OF THE NW/4 OF THE SE/4 OF SECTION 36, TOWNSHIP 10 NORTH, RANGE 27 WEST, FRANKLIN COUNTY, ARKANSAS, MORE PARTI
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	CITY OF OZARK
Legal Tract	227
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1062
Census Tract	950201

Owner

Source: Franklin County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 GRAY RD, CLEVELAND, AR 72030-9534
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage ARVEST BANK
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Deed Document Number	202633
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	302 E COMMERCIAL ST, OZARK, AR 72949-9736
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GRAY RD, CLEVELAND, AR 72030-9534

Mortgage

Document Number	2026R000034
Date	Jan 5, 2026
Instrument	2026R-000034

Lender

Name	ARVEST BANK
Type	Bank
Address	3005 W MAIN PL, RUSSELLVILLE, AR 72801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	302 E COMMERCIAL ST, OZARK, AR 72949-9736
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R002506
Date	Aug 24, 2022
Instrument	2022R-002506

Lender

Name	ARVEST BANK
Type	Bank
Address	GRAVETTE, AR 72736

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2027

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00	$18,480 (-) Land $1,000 Building $17,480
2023	$996.00	$18,480 Land $1,000 Building $17,480	$92,400 Land $5,000 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wave Rural Connect.

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