118 E Commercial St, Ozark, AR 72949 Property Records

Franklin County property record for 118 E Commercial St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,722 sqft
Lot Size	0.249 acres (10,889 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Nov 2022)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Nov 2022 Sale & Line of Credit Nov 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-01773-000`

Property Details

APN / Parcel Number

Primary APN	`009-01773-000`
Alternative APN	`17562`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,722 sqft Living Area
1st Floor Area	1,842 sqft
Upper Floors Area	880 sqft
Flooring	Carpet

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,889 sqft (0.249 acres)
Driveway	Concrete Driveway
Driveway Area	120 sqft
Porch	Slab
Porch Area	312 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 E COMMERCIAL ST
City	OZARK
State	AR
Zip	72949-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTY EIGHT FEET OFF OF THE EASTG SIDE OF LOT NUMBERED FOUR(4) AND ELEVEN(11) AND FORTY-ONE FEET OFF THE WEST SIDE OF LOT NUM
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	QUAILE ADDITION
Legal Block	5
Legal Lot Number	11,12
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3014
Census Tract	950202

Owner

118 E Commercial St is owned by a company that bought it in November 2022.

Source: Franklin County records, as of October 16, 2025

Owner of Record	Company Name on File
Mailing Address	1014 N DAISY ST, GREENWOOD, AR 72936-3226
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · Line of Credit FIRSTAR BANK NA
Nov 12, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Jan 17, 2019	Special Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Jun 6, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Jan 17, 2019 · Amount on File
Deed Document Number	20223305
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	000112/437
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Nov 16, 2022
Property Address	118 E COMMERCIAL ST, OZARK, AR 72949-3210
Document Number	2022R003305
Instrument Date	Nov 14, 2022
Instrument	2022R-003305
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, MARTIN LAND & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8037 LANES PL, 8037, OZARK, AR 72949-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N DAISY ST, GREENWOOD, AR 72936-3226

Mortgage

Document Number	2022R003306
Date	Nov 16, 2022
Instrument	2022R-003306

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	118 E COMMERCIAL ST, OZARK, AR 72949-3210
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R000762
Date	Nov 12, 2019
Instrument	2019R-000762

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	CLARKSVILLE, AR 72830

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	May 15, 2020

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jan 17, 2019
Property Address	118 E COMMERCIAL ST, OZARK, AR 72949-3210
Document Number	000248/118
Book / Page	248 / 118
Instrument Date	Jan 3, 2019
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ASSOCIATES CLOSING & TITLE L

Transaction

Amount	Amount on Record
Tax	$89.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12410 CANTRELL RD STE 200, 12410, LITTLE ROCK, AR 72223-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8037 LANES PL, OZARK, AR 72949-8167

Mortgage

Document Number	0000248121
Date	Jan 17, 2019
Instrument	248/121

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2020

Mortgage

Document Number	248/121
Date	Jan 17, 2019
Book Page	248/121

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	CLARKSVILLE, AR 72830

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	15 Months
Due	Apr 15, 2020

June 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jun 6, 2018
Property Address	118 E COMMERCIAL ST, OZARK, AR 72949-3210
Document Number	000238/561
Book / Page	238 / 561
Instrument Date	Jun 6, 2018
Transaction Type	Foreclosure
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 SOUTHSIDE BLVD BLDG 400, 400, JACKSONVILLE, FL 32256-0787
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 118 E Commercial St was $1,468.

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00	$27,240 Land $1,880 Building $25,360
2023	$918.00 Homeowner's exemption	$17,020 Land $1,880 Building $15,140	$136,200 Land $9,400 Building $126,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 E Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 E Commercial St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wave Rural Connect.

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