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302 E Carter Rd, Lakeland, FL 33813 Property Records

Polk County property record for 302 E Carter Rd, Lakeland, FL 33813

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,256 sqft · built 1911
Lot Size1.02 acres (44,701 sqft)
OwnerIndividual Name on File
Last Sale$187,500 (Mar 2019)
Tax Bill$2,577 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2019 Sale
Flood ZoneZone X (minimal risk)
APN24-29-30-000000-033050

Property Details

APN / Parcel Number

Primary APN24-29-30-000000-033050
Alternative APNs
  • 302924000000033050
  • 02924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,256 sqft Living Area
1st Floor Area1,296 sqft
Upper Floors Area960 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area44,701 sqft
Lot Dimensions245 ft deep x 175 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
PorchEnclosed/Unfinished Porch
Porch Area307 sqft

Location & Zoning

Street Address302 E CARTER RD
CityLAKELAND
StateFL
Zip33813-2698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG 217PT93 FT W OF SE COR NW OF NW1/4 RUN N 270 FT W 175 FT S 270 FT E 175 FT TO POB LESS MAINT R/W
Legal Range24E
Legal Township29S
Legal Section30
Legal SubdivisionCHRISTINA VIEW ESTATES
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract11835

Owner

302 E Carter Rd is owned and occupied by an individual who bought it in March 2019.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address302 E CARTER RD, LAKELAND, FL 33813-2698
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional with PMI
SOUTH ST BK
Mar 13, 2019Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2019 · Amount on File
Deed SaleMar 13, 2019 · Amount on File
Deed Document Number201950335
Deed Book / Page10776 / 900
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address302 E CARTER RD, LAKELAND, FL 33813-2698
Document Number0114530910
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E CARTER RD LAKELAND FL 338132698, LAKELAND, FL 33813-2698

Mortgage

Document Number0114530910
DateNov 12, 2020
Book Page011453/000910
Instrument242460
Lender
NameSOUTH ST BK
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 11, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 13, 2019
Property Address302 E CARTER RD, LAKELAND, FL 33813-2698
Document Number0107760900
Book / Page010776 / 000900
Instrument DateMar 6, 2019
Instrument50335
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
Tax$1,312.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E CARTER RD LAKELAND FL 338132698, LAKELAND, FL 33813-2698

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Carter Rd was $2,577 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,025 (+2.7%)$273,038 (+0.7%) Land $61,179 Building $211,859
2025$2,577.00 Homeowner's exemption$239,557$271,142 Land $61,179 Building $209,963
2023$2,918.00 (+3%) Homeowner's exemption$226,025 (+3%)$276,308 (+25.91%) Land $59,153 Building $217,155
2022$2,833.00 Homeowner's exemption$219,442 Land $56,100 Building $163,342$219,442 Land $56,100 Building $163,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 E Carter Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims6 (1995–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 E Carter Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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