Polk County property record for 199 E Carter Rd, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,974 sqft · built 2019 |
| Lot Size | 4.51 acres (196,726 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,548 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-30-000000-034100 |
| Primary APN | 24-29-30-000000-034100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 4,108 sqft |
| 1st Floor Area | 2,974 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 196,726 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,134 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 811 sqft |
| Street Address | 199 E CARTER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF W1/2 OF E2/3 OF N3/4 OF SW1/4 OF NW1/4 LESS E 90 FT OF N 190 FT LESS MAINT R/W LESS ADDL R/W FOR CARTER RD AS DESC IN OR 3639-1371 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 30 |
| Legal Subdivision | CHRISTINA VIEW ESTATES |
| Legal Block | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 14804 |
199 E Carter Rd is owned and occupied by two individuals.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 E CARTER RD, LAKELAND, FL 33813-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 199 E CARTER RD, LAKELAND, FL 33813-3808 |
| Document Number | 0115000237 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 199 E CARTER RD LAKELAND FL 338133808, LAKELAND, FL 33813-3808 |
| Document Number | 0115000237 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 011500/000237 |
| Instrument | 273051 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 199 E Carter Rd was $6,548 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,417 (+2.7%) | $752,383 (+4.26%) Land $191,535 Building $560,848 | |
| 2025 | $6,548.00 Homeowner's exemption | $546,657 | $721,651 Land $191,535 Building $530,116 |
| 2023 | $6,720.00 (+2.3%) Homeowner's exemption | $515,778 (+3%) | $749,126 (+18.62%) Land $187,018 Building $562,108 |
| 2022 | $6,569.00 Homeowner's exemption | $500,755 | $631,541 Land $178,591 Building $452,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 199 E Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 E Carter Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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