302 E 3rd St, Monticello, IA 52310 Property Records

Jones County property record for 302 E 3rd St, Monticello, IA 52310

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,326 sqft · built 1947
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0222355001`

Property Details

APN / Parcel Number

Primary APN	`0222355001`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 E 3RD ST
City	MONTICELLO
State	IA
Zip	52310-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R.R. ADD W 75' LOTS 339-340 & N 5' W 75' LOT 341
Legal Subdivision	RR
Legal Lot Number	339-341
Jurisdiction	JONES IA
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4022
Census Tract	70600

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 E 3RD ST, MONTICELLO, IA 52310-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES IA
Recording Date	Jul 2, 2026
Property Address	302 E 3RD ST, MONTICELLO, IA 52310-1537
Document Number	0000001924
Instrument Date	Jun 24, 2026
Instrument	20261924
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E 3RD ST, MONTICELLO, IA 52310-1537

Mortgage

Document Number	0000001924,
Date	Jul 2, 2026
Instrument	20261924

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Monticello City
Unified School District	Monticello Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00	$141,730 (-) Land $14,850 Building $126,880	$141,730 (-) Land $14,850 Building $126,880
2025	$2,248.00 (+0.09%) Homeowner's exemption	$141,730 (+8.61%) Land $14,850 Building $126,880	$141,730 (+8.61%) Land $14,850 Building $126,880
2024	$2,246.00 (+3.41%)
2023		$130,490 (+17.83%) Land $14,850 Building $115,640	$130,490 (+17.83%) Land $14,850 Building $115,640
2022	$2,172.00 Homeowner's exemption	$110,740 Land $14,850 Building $95,890
2021			$110,740 Land $14,850 Building $95,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2010–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER SUPPLY serves 4,040 people · EPA ID IA5343098
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Comelec Internet Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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