115 E 3rd St, Monticello, IA 52310 Property Records

Jones County property record for 115 E 3rd St, Monticello, IA 52310

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,606 sqft · built 1932
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2020)
Tax Bill	$1,964 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0221479007`

Property Details

APN / Parcel Number

Primary APN	`0221479007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	522 sqft
Basement Area	1,012 sqft
Finished Basement	300 sqft
Unfinished Basement	712 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	14 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 E 3RD ST
City	MONTICELLO
State	IA
Zip	52310-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R.R. ADD E 25' LOTS 308 & 309 & W 25' LOTS 310 & 311
Legal Subdivision	RR
Legal Lot Number	308-311
Jurisdiction	JONES IA
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4019
Census Tract	70600

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E 3RD ST, MONTICELLO, IA 52310-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS SAV BANK
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	20201844
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES IA
Property Address	115 E 3RD ST, MONTICELLO, IA 52310-1508
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201382
Date	May 18, 2020
Instrument	2020-1382

Lender

Name	FARMERS & MERCHANTS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 6, 2025

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Jun 19, 2020
Property Address	115 E 3RD ST, MONTICELLO, IA 52310-1508
Document Number	0020201844
Instrument Date	Jun 18, 2020
Instrument	2020-1844
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 3RD ST, MONTICELLO, IA 52310-1508

Mortgage

Document Number	0020201845
Date	Jun 19, 2020
Instrument	2020-1845

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Monticello City
Unified School District	Monticello Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,964.00	$125,190 (-) Land $9,700 Building $115,490	$125,190 (-) Land $9,700 Building $115,490
2025	$1,964.00 (+2.61%) Homeowner's exemption	$125,190 (+11.12%) Land $9,700 Building $115,490	$125,190 (+11.12%) Land $9,700 Building $115,490
2024	$1,914.00 (+7.77%)
2023		$112,660 (+22.22%) Land $9,700 Building $102,960	$112,660 (+22.22%) Land $9,700 Building $102,960
2022	$1,776.00 Homeowner's exemption	$92,180 Land $9,700 Building $82,480
2021			$92,180 Land $9,700 Building $82,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2010–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER SUPPLY serves 4,040 people · EPA ID IA5343098
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Comelec Internet Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures