302 Crest Dr, Cary, IL 60013 Property Records

McHenry County property record for 302 Crest Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,640 sqft · built 1964
Lot Size	0.204 acres (8,911 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2020)
Tax Bill	$8,740 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-07-351-036`

Property Details

APN / Parcel Number

Primary APN	`20-07-351-036`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Lot Area	8,911 sqft (0.204 acres)
Lot Dimensions	133 ft deep x 67 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 CREST DR
City	CARY
State	IL
Zip	60013-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0036916 LT 12 OAK KNOLL ESTATES MEMO: BIGGINS, JOSHUA PHILIP/ JESSICA SHIRLEY
Legal Subdivision	OAK KNOLL ESTATES
Legal Block	351
Legal Lot Number	12
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3007
Census Tract	871307

Owner

Source: McHenry County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 CREST DR, CARY, IL 60013-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Sep 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage DUPAGE CU
Mar 31, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202036916
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	302 CREST DR, CARY, IL 60013-2220
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045107
Date	Aug 17, 2021
Instrument	2021R0045107

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 14, 2020
Property Address	302 CREST DR, CARY, IL 60013-2220
Document Number	0000036916
Map Reference	DOC 417766
Instrument Date	Sep 9, 2020
Instrument	2020R0036916
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 CREST DR, CARY, IL 60013-2220

Mortgage

Document Number	0000036917
Date	Sep 14, 2020
Instrument	2020R0036917

Lender

Name	DUPAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 31, 2020
Property Address	302 CREST DR, CARY, IL 60013-2220
Document Number	0000011284
Instrument Date	Mar 13, 2020
Instrument	11284
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1674 DEERHAVEN DR CRYSTAL LAKE IL 600141926, CRYSTAL LAKE, IL 60014-1926

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,740.00	$111,795 (+31.89%) Land $16,963 Building $94,832	$335,385 (+31.89%) Land $50,889 Building $284,496
2022	Homeowner's exemption	$84,764 Land $17,250 Building $67,514	$254,292 Land $51,750 Building $202,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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