210 Cotton Trace Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 210 Cotton Trace Dr, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 2022
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2022)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`133479`

Property Details

APN / Parcel Number

Primary APN	`133479`
Alternative APN	`278491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Mixed
Garage Area	850 sqft

Location & Zoning

Street Address	210 COTTON TRACE DR
City	MONROE
State	LA
Zip	71203-6124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BAYOU TRACE UNIT 2
Legal Range	04
Legal Township	19
Legal Section	21
Legal Subdivision	BAYOU TRACE
Legal Lot Number	28
Legal Unit	2
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	4
Census Block	4024
Census Tract	10202

Owner

Source: Ouachita Parish records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 COTTON TRACE DR, MONROE, LA 71203-6124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 17, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2022	Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	20221866501
Deed Book / Page	2721 / 549
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	210 COTTON TRACE DR, MONROE, LA 71203-6124
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001898441
Date	Jul 1, 2024
Instrument	1898441

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	210 COTTON TRACE DR, MONROE, LA 71203-6124
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001914640
Date	Apr 17, 2025
Instrument	1914640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Dec 6, 2022
Property Address	210 COTTON TRACE DR, MONROE, LA 71203-6124
Document Number	002721/549
Book / Page	2721 / 549
Instrument Date	Dec 5, 2022
Instrument	1866501
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 COTTON TRACE DR, MONROE, LA 71203-6124

Mortgage

Document Number	0001866502
Date	Dec 6, 2022
Instrument	1866502

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00 (-0.66%)	$42,225 (-) Land $3,400 Building $38,825	$422,248 (-) Land $34,000 Building $388,248
2024	$5,151.00 (+0.76%)	$42,225 (-) Land $3,400 Building $38,825	$422,248 (-) Land $34,000 Building $388,248
2023	$5,112.00 (+945.4%)	$42,225 (+1,141.91%) Land $3,400 Building $38,825	$422,248 (+1,141.91%) Land $34,000 Building $388,248
2022	$489.00	$3,400 Land $3,400	$34,000 Land $34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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