209 Cedar St N, Onamia, MN 56359 Property Records

Mille Lacs County property record for 209 Cedar St N, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1930
Lot Size	0.149 acres (6,498 sqft)
Owner	Individual Name on File
Last Sale	$48,200 (Sep 2016)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-041-0320`

Property Details

APN / Parcel Number

Primary APN	`22-041-0320`

Interior

Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,498 sqft (0.149 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	209 CEDAR ST N
City	ONAMIA
State	MN
Zip	56359-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 10 BLK 5
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	5
Legal Lot Number	9
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1074
Census Tract	970200

Owner

209 Cedar St N is owned by an individual who acquired it in December 2019.

Source: Mille Lacs County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 152, ONAMIA, MN 56359-0152
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2016 · Amount on File
Deed Sale	Sep 19, 2016 · Amount on File
Deed Document Number	2016564749
Last Transfer Date	Dec 31, 2019
Transfer Doc	A415104
Record Updated	Oct 29, 2026

December 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Dec 31, 2019
Property Address	209 CEDAR ST N, ONAMIA, MN 56359-9001
Document Number	A415104
Instrument Date	Dec 31, 2019
Instrument	A415104
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CEDAR ST N, ONAMIA, MN 56359-9001

Tax Assessment & Valuation

The 2026 property tax bill for 209 Cedar St N was $1,240, down 20.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (-20.31%)	$126,700 (+22.06%) Land $30,000 Building $96,700	$126,700 (+22.06%) Land $30,000 Building $96,700
2025	$1,556.00 Homeowner's exemption	$103,800 Land $18,000 Building $85,800	$103,800 Land $18,000 Building $85,800
2023	$1,588.00	$136,700 Land $18,000 Building $118,700	$136,700 Land $18,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Cedar St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cedar St N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20