302 3rd St, Garber, IA 52048 Property Records

Clayton County property record for 302 3rd St, Garber, IA 52048

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1900
Lot Size0.443 acres (19,293 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Dec 2021)
Tax Bill$670 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2836132002

Property Details

APN / Parcel Number

Primary APN2836132002
Alternative APN
  • 2836132010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area336 sqft
Basement Area576 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area19,293 sqft (0.443 acres)
Lot Dimensions80 ft deep x 50 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number2836132010
Street Address302 3RD ST
CityGARBER
StateIA
Zip52048-4400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW VIEW LOTS 10 & 11 BLK 5
Legal SubdivisionWEST VIEW ADDN
Legal Block5
Legal Lot Number10-14
JurisdictionCLAYTON IA
Township / Civil DivisionVOLGA
Census Block Group1
Census Block1042
Census Tract70500

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 3RD ST, GARBER, IA 52048-4400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Deed Document Number20214996
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateDec 1, 2021
Property Address302 3RD ST, GARBER, IA 52048-4400
Document Number2021R04996
Instrument DateNov 29, 2021
Instrument2021R04996
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$71.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 JOY RD, EDGEWOOD, IA 52042

Mortgage

Document Number2021R04998
DateDec 1, 2021
Instrument2021R04998
Lender
NameFIDELITY BANK & TRUST NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarber City
Unified School DistrictCentral Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$670.00 (+11.67%) Homeowner's exemption$62,060 (+18.55%) Land $12,506 Building $49,554$62,060 (+18.55%) Land $12,506 Building $49,554
2024$600.00 (-14.29%)
2023$52,351 Land $10,875 Building $41,476$52,351 Land $10,875 Building $41,476
2022$700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims20 (1991–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 13 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 3rd St

Nearby Streets

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