301 3rd St, Garber, IA 52048 Property Records

Clayton County property record for 301 3rd St, Garber, IA 52048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1915
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (May 2022)
Tax Bill	$492 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2836131009`

Property Details

APN / Parcel Number

Primary APN	`2836131009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	680 sqft
Basement Area	918 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 93 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	301 3RD ST
City	GARBER
State	IA
Zip	52048-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW LOTS 9 - 12 BLK 4
Legal Range	12
Legal Township	11
Legal Section	10
Legal Subdivision	WESTVIEW ADD
Legal Block	4
Legal Lot Number	9-12 10
Jurisdiction	CLAYTON IA
Township / Civil Division	VOLGA
Census Block Group	1
Census Block	1048
Census Tract	70500

Owner

Source: Clayton County records · APN 2836131009

Assessment roll updated May 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 4TH ST, GARBER, IA 52048-8008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2022	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST NA
Nov 23, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2022 · Amount on Record
Deed Sale	May 02, 2022 · Amount on Record
Prior Sale	Nov 23, 2020
Deed Document Number	2022R01542
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	May 02, 2022
Property Address	301 3RD ST, GARBER, IA 52048-4400
Document Number	2022R01542
Instrument Date	Apr 08, 2022
Instrument	2022R01542
Transaction Type	Transfer
Record Updated	Nov 05, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 4TH ST, GARBER, IA 52048-8008

Mortgage

Document Number	2022R01545
Date	May 02, 2022
Instrument	2022R01545

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON IA
Recording Date	Nov 23, 2020
Property Address	301 3RD ST, GARBER, IA 52048-4400
Document Number	2020R04888
Instrument Date	Nov 18, 2020
Instrument	2020R04888
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Garber City
Unified School District	Central Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,057 (+18.89%) Land $8,204 Building $32,853	$41,057 (+18.89%) Land $8,204 Building $32,853
2024	$492.00 (+26.8%)
2023		$34,534 Land $7,134 Building $27,400	$34,534 Land $7,134 Building $27,400
2022	$388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), as of September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430705001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1991–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 13 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500

Based on FCC filings for 43 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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