302 2nd St SW, Cresco, IA 52136 Property Records

Howard County property record for 302 2nd St SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1964
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Oct 2024)
Tax Bill	$3,274 (2026)
Deeds & Mortgages	Feb 2024 Foreclosure May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`320013806010000`

Property Details

APN / Parcel Number

Primary APN	`320013806010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 2ND ST SW
City	CRESCO
State	IA
Zip	52136-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & E 30' LOT 5 BLK 38 CRESCO PLAT
Legal Subdivision	PLAT OF CRESCO
Legal Block	38
Legal Lot Number	5-6
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1118
Census Tract	960100

Owner

302 2nd St SW is owned and occupied by an individual who bought it in October 2024.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	302 2ND ST SW, CRESCO, IA 52136-1961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Legal Action/Court Order, Foreclosure · Conventional Mortgage DAS ACQUISITION
May 3, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Feb 12, 2024 · Amount on File
Deed Document Number	20241455
Deed Book / Page	2024 / 1455
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	002023/556
Record Updated	Oct 29, 2026

February 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HOWARD IA
Recording Date	Feb 12, 2024
Property Address	302 2ND ST SW, CRESCO, IA 52136-1961
Document Number	002024/186
Book / Page	2024 / 186
Instrument Date	Feb 6, 2024
Instrument	2024 186
Transaction Type	Foreclosure
Record Updated	Mar 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 2ND ST SW, CRESCO, IA 52136-1961

Mortgage

Document Number	002024/187
Date	Feb 12, 2024
Book Page	2024/187
Instrument	2024 187

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HOWARD IA
Recording Date	May 3, 2023
Property Address	302 2ND ST SW, CRESCO, IA 52136-1961
Document Number	002023/556
Book / Page	2023 / 556
Instrument Date	May 1, 2023
Instrument	2023 0556
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 2ND ST SW, CRESCO, IA 52136-1836

Tax Assessment & Valuation

The 2026 property tax bill for 302 2nd St SW was $3,274.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,274.00	$203,910 (-) Land $10,950 Building $192,960	$203,910 (-) Land $10,950 Building $192,960
2025	$3,274.00 (+3.87%)	$203,910 Land $10,950 Building $192,960	$203,910 Land $10,950 Building $192,960
2024	$3,152.00
2023		$173,960 (+20.43%) Land $10,950 Building $163,010	$173,960 Land $10,950 Building $163,010
2022	$2,906.00 Homeowner's exemption	$144,450 Land $10,950 Building $133,500
2021			$144,450 Land $10,950 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 2nd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 2nd St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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