222 2nd St SW, Cresco, IA 52136 Property Records

Howard County property record for 222 2nd St SW, Cresco, IA 52136

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,600 sqft · built 1998
Lot Size0.436 acres (18,992 sqft)
OwnerIndividual Name on File
Tax Bill$4,208 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN320012707010000

Property Details

APN / Parcel Number

Primary APN320012707010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Basement Area1,600 sqft
Finished Basement1,425 sqft
Unfinished Basement175 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,992 sqft (0.436 acres)
Garage TypeMixed
Garage Area2,564 sqft
Parking Spaces9 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGeothermal

Location & Zoning

Street Address222 2ND ST SW
CityCRESCO
StateIA
Zip52136-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 & 8 & E 1/2 LOT 9 BLK 27 CRESCO PLAT
Legal Block27
Legal Lot Number7-9
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group1
Census Block1117
Census Tract960100

Owner

222 2nd St SW is owned and occupied by an individual who acquired it in March 2013.

Source: Howard County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address222 2ND ST SW, CRESCO, IA 52136-1836
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 25, 2013
Transfer Doc02013/0670
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address222 2ND ST SW, CRESCO, IA 52136-1836
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002020/694
DateMay 11, 2020
Book Page2020/694
Instrument2020 0694
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 222 2nd St SW was $4,208 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,208.00$259,090 (-) Land $11,250 Building $247,840$259,090 (-) Land $11,250 Building $247,840
2025$4,208.00 (+3.9%) Homeowner's exemption$259,090 Land $11,250 Building $247,840$259,090 Land $11,250 Building $247,840
2024$4,050.00
2023$230,110 (+19.12%) Land $11,250 Building $218,860$230,110 Land $11,250 Building $218,860
2022$3,952.00 (+7.39%) Homeowner's exemption$193,180 Land $11,250 Building $181,930
2021$3,680.00$193,180 Land $11,250 Building $181,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 2nd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 222 2nd St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people · EPA ID IA4515087
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on 2nd St SW

Nearby Streets

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