3019 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 3019 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,086 sqft · built 1991
Lot Size	0.479 acres (20,870 sqft)
Owner	Individual Name on File
Last Sale	$339,500 (Sep 2014)
Tax Bill	$7,658 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3752-00370`

Property Details

APN / Parcel Number

Primary APN	`010-3752-00370`
Alternative APN	`975444`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,086 sqft Gross Area
1st Floor Area	1,388 sqft
Basement Area	1,110 sqft
Finished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	20,870 sqft (0.479 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	215 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	975444
Street Address	3019 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, BLOCK 3 AND THAT PART OF LOT 19,BLOCK 3, LYING BETWEEN THE LINE COMMON TOLOTS 19 AND 18, IN SAID BLOCK 3, AND A
Legal Subdivision	PARKWOOD CITY OF DULUTH
Legal Block	3
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	2300

Owner

3019 Palisade Dr is owned and occupied by an individual who bought it in September 2014.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3019 PALISADE DR, DULUTH, MN 55811-5808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2014 · Amount on File
Deed Sale	Sep 4, 2014 · Amount on File
Deed Document Number	2014948451
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3019 PALISADE DR, DULUTH, MN 55811-5808
Document Number	00T1023101
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3019 PALISADE DR DULUTH MN 558115808, DULUTH, MN 55811-5808

Mortgage

Document Number	00T1023101
Date	May 5, 2020
Instrument	T1023101

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 4, 2045

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3019 PALISADE DR, DULUTH, MN 55811-5808
Document Number	000T987826
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3019 PALISADE DR DULUTH MN 558115808, DULUTH, MN 55811-5808

Mortgage

Document Number	000T987826
Date	Jul 28, 2017
Instrument	T987826

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 27, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 3019 Palisade Dr was $7,658 with a homeowner's exemption, up 11.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,658.00 (+11.24%) Homeowner's exemption
2025	$6,884.00 (+1%) Homeowner's exemption	$569,200 (+13.14%) Land $76,900 Building $492,300	$569,200 (+13.14%) Land $76,900 Building $492,300
2024	$6,816.00	$503,100 Land $81,900 Building $421,200	$503,100 Land $81,900 Building $421,200
2022		$451,100 Land $76,900 Building $374,200	$451,100 Land $76,900 Building $374,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3019 Palisade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 Palisade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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