3009 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 3009 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,740 sqft · built 1992
Lot Size	0.427 acres (18,625 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2022)
Tax Bill	$6,610 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3752-00350`

Property Details

APN / Parcel Number

Primary APN	`010-3752-00350`
Alternative APNs	`1035874` `1135275`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,740 sqft Gross Area
1st Floor Area	1,740 sqft
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	18,625 sqft (0.427 acres)
Garage Area	572 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	90 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1135275
Street Address	3009 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0016 BLOCK:003 SERIAL #
Legal Subdivision	PARKWOOD CITY OF DULUTH
Legal Block	3
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	2300

Owner

3009 Palisade Dr is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3009 PALISADE DR, DULUTH, MN 55811-5808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Jul 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Deed Document Number	20221060146
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2022
Property Address	3009 PALISADE DR, DULUTH, MN 55811-5808
Document Number	0001060146
Instrument Date	Aug 16, 2022
Instrument	1060146
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3009 PALISADE DR, DULUTH, MN 55811-5808

Mortgage

Document Number	0001060147
Date	Aug 17, 2022
Instrument	1060147

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2017
Property Address	3009 PALISADE DR, DULUTH, MN 55811-5808
Document Number	000T988518
Instrument Date	Jul 31, 2017
Instrument	T988518
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3009 PALISADE DR DULUTH MN 558115808, DULUTH, MN 55811-5808

Mortgage

Document Number	T988519
Date	Aug 11, 2017
Instrument	T988519

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2017
Property Address	3009 PALISADE DR, DULUTH, MN 55811-5808
Instrument Date	Jun 5, 2017
Instrument	T987699
Transaction Type	Construction Loan
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 PALISADE DR DULUTH MN 558115808, DULUTH, MN 55811-5808

Mortgage

Document Number	000T987699
Date	Jul 26, 2017
Instrument	T987699

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 3009 Palisade Dr was $6,610 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,610.00 (+10.09%) Homeowner's exemption
2025	$6,004.00 (-4.94%) Homeowner's exemption	$506,000 (+14.02%) Land $70,800 Building $435,200	$506,000 (+14.02%) Land $70,800 Building $435,200
2024	$6,316.00	$443,800 Land $75,400 Building $368,400	$443,800 Land $75,400 Building $368,400
2022		$416,200 Land $70,800 Building $345,400	$416,200 Land $70,800 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3009 Palisade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3009 Palisade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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