3019 Main St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 3019 Main St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,985 sqft · built 1890
Lot Size	0.565 acres (24,620 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,851 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-3-12`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-3-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,985 sqft Living Area
1st Floor Area	1,672 sqft
2nd Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	24,620 sqft (0.565 acres)
Lot Dimensions	246 ft deep x 100 ft wide
Porch	Slab
Porch Area	140 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3019 MAIN ST
City	PERU
State	NY
Zip	12972-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELLS
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3009
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 RUGAR ST, PLATTSBURGH, NY 12901-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 14, 2024
Transfer Doc	0000339905
Record Updated	Oct 29, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Feb 24, 2025
Property Address	3019 MAIN ST, PERU, NY 12972-2901
Document Number	0000342647
Instrument Date	Jan 7, 2025
Instrument	2025-00342647
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEW MILLENNIUM TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 RUGAR ST, PLATTSBURGH, NY 12901-3102

Mortgage

Document Number	0000342648
Date	Feb 24, 2025
Instrument	2025-00342648

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,851.00 (+167.41%)
2025	$2,188.00	$256,100 (-5.95%) Land $21,000 Building $235,100	$256,100 (-5.95%) Land $21,000 Building $235,100
2023		$272,300 Land $21,000 Building $251,300	$272,300 Land $21,000 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: SLICFiber, Westelcom Networks.

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