3018 Main St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 3018 Main St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,031 sqft · built 1880
Lot Size	0.532 acres (23,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Jul 2025)
Tax Bill	$6,404 (2026)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-4-4`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-4-4`
Alternative APN	`400028000100040040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	1,550 sqft
Upper Floors Area	481 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	23,200 sqft (0.532 acres)
Lot Dimensions	200 ft deep x 116 ft wide
Garage Type	Mixed
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	267 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3018 MAIN ST
City	PERU
State	NY
Zip	12972-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BELLS LOCATION
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3019
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 IRONA RD, ALTONA, NY 12910-1902
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 18, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	2025345275
Prior Transfer Date	Feb 3, 2004
Prior Transfer Doc	0200416157
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	3018 MAIN ST, PERU, NY 12972-2900
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328169
Date	Nov 2, 2022
Instrument	20220-00328169

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2062

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	3018 MAIN ST, PERU, NY 12972-2900
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320717
Date	Nov 18, 2021
Instrument	20210-00320717

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	3018 MAIN ST, PERU, NY 12972-2900
Document Number	0000312159
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 MAIN ST PERU NY 129722900, PERU, NY 12972-2900

Mortgage

Document Number	0000312159
Date	Dec 7, 2020
Instrument	312159

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,404.00 (+167.39%)
2025	$2,395.00	$280,300 (+34.37%) Land $19,800 Building $260,500	$280,300 (+34.37%) Land $19,800 Building $260,500
2023		$208,600 Land $19,800 Building $188,800	$208,600 Land $19,800 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: SLICFiber, Westelcom Networks.

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