3019 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3019 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,861 sqft · built 2015
Lot Size	0.133 acres (5,828 sqft)
Owner	Individual Name on File
Last Sale	$256,950 (Nov 2015)
Tax Bill	$5,167 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
APN	`6018-000-000-0005`

Property Details

APN / Parcel Number

Primary APN	`6018-000-000-0005`
Alternative APN	`P131897`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
Gross Area	2,259 sqft
1st Floor Area	1,861 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,828 sqft
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	174 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P131897
Street Address	3019 LOCH NESS LOOP
City	MOUNT VERNON
State	WA
Zip	98273-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1338 AC) LOT 5, PLAT OF HIGHLAND GREENS DIVISION 1 PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUDIT
Legal Range	04E
Legal Township	34N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	HIGHLAND GREENS DIV 1 PH A
Legal Phase	A
Legal Lot Number	5
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2022
Census Tract	952304

Owner

3019 Loch Ness Loop is owned and occupied by an individual who bought it in November 2015.

Source: Skagit County records, as of October 30, 2023

Owner of Record	Individual Name on File
Mailing Address	3019 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on File
Deed Sale	Nov 24, 2015 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	201511240025
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3019 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000016
Date	Oct 14, 2021
Instrument	202110140016

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3019 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0009030009
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30418 LOCH NESS LOOP MOUNT VERNON WA 98273, MOUNT VERNON, WA 98273

Mortgage

Document Number	0009030009
Date	Sep 3, 2020
Instrument	9030009

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,167.00
2022		$498,800 Land $153,900 Building $344,900	$498,800 Land $153,900 Building $344,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3019 Loch Ness Loop; there have been 5 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 Loch Ness Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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