3015 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3015 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,884 sqft · built 2016
Lot Size	0.134 acres (5,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jun 2026)
Tax Bill	$5,801 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
APN	`6018-000-000-0004`

Property Details

APN / Parcel Number

Primary APN	`6018-000-000-0004`
Alternative APN	`P131896`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	828 sqft
Upper Floors Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,829 sqft (0.134 acres)
Garage Type	Attached
Garage Area	390 sqft

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	117 sqft
Deck Area	168 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3015 LOCH NESS LOOP
City	MOUNT VERNON
State	WA
Zip	98273-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1338 AC) LOT 4, HIGHLAND GREENS DIVISION 1, PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUDITORS FILE NO. 201405220062, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	09
Legal Subdivision	HIGHLAND GREENS DIVISION 1
Legal Phase	A
Legal Block	2
Legal Lot Number	4
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2022
Census Tract	952304

Owner

Source: Skagit County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	2026060198
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	May 6, 2021
Instrument	202105060007

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jun 1, 2026
Property Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0000000098
Instrument Date	May 26, 2026
Instrument	202698
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0000000099,
Date	Jun 1, 2026
Instrument	2026199

Lender

Name	BANNER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0002050011
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 LOCH NESS LOOP MOUNT VERNON WA 982734734, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0002050011
Date	Feb 5, 2019
Instrument	2050011

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SKAGIT WA
Property Address	3015 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0002050010
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 LOCH NESS LOOP MOUNT VERNON WA 982734734, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0002050010
Date	Feb 5, 2019
Instrument	2050010

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,801.00 (+14.26%)	$588,600 (+20.1%) Land $205,200 Building $383,400	$588,600 (+20.1%) Land $205,200 Building $383,400
2023	$5,077.00
2022		$490,100 Land $153,900 Building $336,200	$490,100 Land $153,900 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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