Osceola County property record for 3019 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,857 sqft Heated Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2017) |
| Tax Bill | $2,376.00 (2025) |
| Primary APN | 84907 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,857 sqft Heated Area |
| Gross Area | 2,628 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Depth X Width | 126 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 483 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 81 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 845 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84907 |
|---|---|
| Old Parcel Number | 142630398500010270 |
| Street Address | 3019 DREMA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LORRAINE EST UNIT 1 PB 2 PG 184 LOT 27 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LORRAINE EST 1-4 |
| Legal Tract | 852 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84907
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 18, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Deed Doc Number | 2017179856 |
| Deed Book / Page | 5255 / 2858 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Document Number | 0061881304 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 6188/1304 |
| Instrument | 2022054602 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057642821 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5764/2821 |
| Instrument | 2020099632 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Document Number | 0052552858 |
| Book / Page | 5255 / 2858 |
| Map Reference | MB2 PG184 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017179856 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18006 NW 33RD TER, 18006, OKEECHOBEE, FL 34972-8406 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3019 DREMA DR, SAINT CLOUD, FL 34769-5513 |
| Document Number | 2017179857 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017179857 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,376.00 (+6.74%) Homeowner's exemption | $175,662 (+5.99%) | $310,600 (+11.57%) Land $65,000 Building $245,600 |
| 2023 | $2,226.00 (+4.02%) Homeowner's exemption | $165,740 (+3%) | $278,400 (+25.12%) Land $60,000 Building $218,400 |
| 2022 | $2,140.00 Homeowner's exemption | $160,913 | $222,500 Land $50,000 Building $172,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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