3015 Drema Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3015 Drema Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,567 sqft Heated Area
Lot Size	14,288 sqft (0.328 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2016)
Tax Bill	$3,065.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84908`
Alternative APNs	`142630085200010280` `142630398500010280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,567 sqft Heated Area
Gross Area	2,573 sqft Gross Area
1st Floor	1,567 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,288 sqft (0.328 acres)
Depth X Width	126 ft x 115 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	550 sqft Garage

Exterior Amenities

Pool Area	351 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	63 sqft Shed
Deck Area	725 sqft Deck
Porch	Finished/Screened Porch
Porch Area	456 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84908
Old Parcel Number	142630398500010280
Street Address	3015 DREMA DR
City	SAINT CLOUD
State	FL
Zip	34769-5513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE EST UNIT 1 PB 2 PG 184 LOT 28
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE EST 1-4
Legal Tract	852
Legal Block	1
Legal Lot Number	28
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 84908

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3015 DREMA DR, SAINT CLOUD, FL 34769-5513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Prior Sale	Jul 28, 2008 · Amount on Record
Deed Doc Number	2016063433
Deed Book / Page	4950 / 1682
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3015 DREMA DR, SAINT CLOUD, FL 34769-5513
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 DREMA DR, SAINT CLOUD, FL 34769-5513

Mortgage

Document Number	0060020328
Date	Jul 14, 2021
Book Page	6002/328
Instrument	2021109311

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2031

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (+6.42%) Homeowner's exemption	$214,165 (+5.99%)	$322,600 (+10.14%) Land $65,000 Building $257,600
2023	$2,880.00 (+6.59%) Homeowner's exemption	$202,068 (+5.19%)	$292,900 (+24.74%) Land $60,000 Building $232,900
2022	$2,702.00 Homeowner's exemption	$192,105	$234,800 Land $50,000 Building $184,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.