Black Hawk County property record for 2907 Cobblestone Ct, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,518 sqft · built 2001 |
| Lot Size | 0.739 acres (32,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,000 (Sep 2021) |
| Tax Bill | $9,482 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-15-202-006 |
| Primary APN | 8914-15-202-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,518 sqft Living Area |
| 1st Floor Area | 2,518 sqft |
| Basement Area | 2,518 sqft |
| Finished Basement | 1,725 sqft |
| Unfinished Basement | 2,518 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,190 sqft (0.739 acres) |
| Lot Dimensions | 132 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2907 COBBLESTONE CT |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON HEIGHTS LOT 9 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | LEXINGTON HEIGHTS |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2605 |
2907 Cobblestone Ct is owned and occupied by two individuals who bought it in September 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2021 · Amount on File |
| Deed Sale | Sep 25, 2021 · Amount on File |
| Prior Sale | Sep 25, 2020 · Amount on File |
| Deed Document Number | 20216511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Document Number | 202100004499 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 202100004499 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 27, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200004869 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202200004869 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200014838 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 202200014838 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 25, 2020 |
| Property Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Document Number | 202100006511 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 202100006511 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | EXECUTIVE ABSTRACT, TS EXECUTIVE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Document Number | 202100006512 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 202100006512 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 25, 2020 |
| Property Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Document Number | 202100006511 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 202100006511 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | TS EXECUTIVE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2907 COBBLESTONE CT, CEDAR FALLS, IA 50613-7122 |
| Document Number | 202100006512 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 202100006512 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2025 property tax bill for 2907 Cobblestone Ct was $9,482, up 4.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,482.00 (+4.61%) | $631,630 Land $93,230 Building $538,400 | $631,630 Land $93,230 Building $538,400 |
| 2024 | $9,064.00 | ||
| 2023 | $563,320 (+14.1%) Land $93,230 Building $470,090 | $563,320 Land $93,230 Building $470,090 | |
| 2022 | $9,114.00 | $493,720 Land $93,230 Building $400,490 | |
| 2021 | $493,720 Land $93,230 Building $400,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 Cobblestone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2907 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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