3018 Vernon St, Duluth, MN 55806 Property Records

St. Louis County property record for 3018 Vernon St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1908
Lot Size	0.056 acres (2,477 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2025)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4570-03470`

Property Details

APN / Parcel Number

Primary APN	`010-4570-03470`
Alternative APNs	`1028764` `1192344`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	617 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	2,477 sqft (0.056 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	48 sqft
Deck Area	30 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1192344
Street Address	3018 VERNON ST
City	DULUTH
State	MN
Zip	55806-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:033 SERIAL #
Legal Subdivision	WEST PARK DIVISION OF DULUTH
Legal Block	33
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2030
Census Tract	15600

Owner

3018 Vernon St is owned and occupied by an individual who bought it in December 2025.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3018 VERNON ST, DULUTH, MN 55806-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 14, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	20251097192
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0000909503
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 15, 2025
Property Address	3018 VERNON ST, DULUTH, MN 55806-1712
Document Number	0001097192
Instrument Date	Dec 5, 2025
Instrument	1097192
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3018 VERNON ST, DULUTH, MN 55806-1712

Mortgage

Document Number	0001097193
Date	Dec 15, 2025
Instrument	1097193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 14, 2017
Property Address	3018 VERNON ST, DULUTH, MN 55806-1712
Document Number	000T983933
Instrument Date	Apr 13, 2017
Instrument	T983933
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3018 VERNON ST DULUTH MN 558061712, DULUTH, MN 55806-1712

Mortgage

Document Number	T983934
Date	Apr 14, 2017
Instrument	T983934

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3018 Vernon St was $1,760 with a homeowner's exemption, up 17.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (+17.18%) Homeowner's exemption
2025	$1,502.00 (-16.28%) Homeowner's exemption	$163,000 (+17.69%) Land $9,400 Building $153,600	$163,000 (+17.69%) Land $9,400 Building $153,600
2024	$1,794.00	$138,500 Land $11,200 Building $127,300	$138,500 Land $11,200 Building $127,300
2022		$114,700 Land $9,900 Building $104,800	$114,700 Land $9,900 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3018 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3018 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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