3009 Vernon St, Duluth, MN 55806 Property Records

St. Louis County property record for 3009 Vernon St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,654 sqft · built 1919
Lot Size	0.057 acres (2,488 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (May 2018)
Tax Bill	$2,920 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-03650`

Property Details

APN / Parcel Number

Primary APN	`010-4570-03650`
Alternative APN	`1101334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,654 sqft Gross Area
1st Floor Area	862 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	2,488 sqft (0.057 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	74 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1101334
Street Address	3009 VERNON ST
City	DULUTH
State	MN
Zip	55806-3814
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	SO MUCH OF ALL OF LOT 8 AND OF THE W1/2 OFLOT 9 BLOCK 34 WEST PARK DIVISION OF DULUTHAS LIES BETWEEN THE NORTHERLY LINE OF
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	34
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2027
Census Tract	15600

Owner

3009 Vernon St, a residential property, is owned by an individual who bought it in May 2018.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	901 S LAKE AVE, DULUTH, MN 55802-2405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE CREDIT UNION
May 31, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 8, 2017	Quit Claim Deed, Transfer PIONEER ABSTRACT AND TITLE DULUT
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Aug 9, 2005 · Amount on File
Deed Document Number	2018998549
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2026
Property Address	3009 VERNON ST, DULUTH, MN 55806-3814
Document Number	0001102266
Instrument Date	May 22, 2026
Instrument	20261102266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 S LAKE AVE, DULUTH, MN 55802-2405

Mortgage

Document Number	0001102266,
Date	Jun 9, 2026
Instrument	20261102266

Lender

Name	HARBORONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 25, 2031

Interest

Rate	6.23%
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 31, 2018
Property Address	3009 VERNON ST, DULUTH, MN 55806-3814
Document Number	000T998549
Instrument Date	May 25, 2018
Instrument	T998549
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$268.95
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 1ST ST HAWLEY MN 565494802, HAWLEY, MN 56549-4802

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2017
Property Address	3009 VERNON ST, DULUTH, MN 55806-3814
Document Number	000T982842
Instrument Date	Feb 24, 2017
Instrument	T982842
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	PIONEER ABSTRACT AND TITLE DULUT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 VERNON ST DULUTH MN 558063814, DULUTH, MN 55806-3814

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2017
Property Address	3009 VERNON ST, DULUTH, MN 55806-3814
Document Number	000T982843
Instrument Date	Feb 24, 2017
Instrument	T982843
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 VERNON ST DULUTH MN 558063814, DULUTH, MN 55806-3814

Mortgage

Document Number	T982844
Date	Mar 8, 2017
Instrument	T982844

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 3009 Vernon St was $2,920, up 13.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,920.00 (+13.71%)
2025	$2,568.00 (+7.09%)	$177,600 (+16.84%) Land $9,400 Building $168,200	$177,600 (+16.84%) Land $9,400 Building $168,200
2024	$2,398.00 (+3.1%)	$152,000 Land $11,300 Building $140,700	$152,000 Land $11,300 Building $140,700
2023	$2,326.00
2022		$125,800 (+34.55%) Land $9,900 Building $115,900	$125,800 (+34.55%) Land $9,900 Building $115,900
2021		$93,500 Land $2,800 Building $90,700	$93,500 Land $2,800 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3009 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3009 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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