3017 Three Top Rd, Creston, NC 28615 Property Records

Ashe County property record for 3017 Three Top Rd, Creston, NC 28615

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 1996
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Mar 2015)
Tax Bill	$395 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03084-183`

Property Details

APN / Parcel Number

Primary APN	`03084-183`
Alternative APNs	`032937139331` `105694`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,512 sqft Heated Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	24,481 sqft (0.562 acres)

Location & Zoning

Account Number	105694
Old Parcel Number	03084183
Street Address	3017 THREE TOP RD
City	CRESTON
State	NC
Zip	28615-9452
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.562 A FROM ESTHER LEWIS NCSR 1100
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3025
Census Tract	970400

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3017 THREE TOP RD, CRESTON, NC 28615-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Jan 21, 2020	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION
Jan 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2015 · Amount on Record
Deed Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	20151130
Deed Book / Page	458 / 2139
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3017 THREE TOP RD, CRESTON, NC 28615-9452
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 THREE TOP RD, CRESTON, NC 28615-9452

Mortgage

Document Number	00558/1865
Date	Dec 4, 2023
Book Page	558/1865
Instrument	5490

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3017 THREE TOP RD, CRESTON, NC 28615-9452
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00481/2098
Date	Jun 23, 2017
Book Page	0481/2098
Instrument	2098

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3017 THREE TOP RD, CRESTON, NC 28615-9452
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00508/1702
Date	Jan 21, 2020
Book Page	508/1702
Instrument	251

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Jan 21, 2025
Index	5-Year CMT

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jan 21, 2020
Property Address	3017 THREE TOP RD, CRESTON, NC 28615-9452
Document Number	00508/1699
Book / Page	508 / 1699
Instrument Date	Jan 20, 2020
Instrument	250
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 THREE TOP RD, CRESTON, NC 28615-9452

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$395.00	$75,500 (-) Land $8,100 Building $67,400	$75,500 (-) Land $8,100 Building $67,400
2025	$395.00 (+3.95%)	$75,500 (-) Land $8,100 Building $67,400	$75,500 (-) Land $8,100 Building $67,400
2023	$380.00 (-19.66%)	$75,500 (+33.16%) Land $8,100 Building $67,400	$75,500 (+33.16%) Land $8,100 Building $67,400
2022	$473.00	$56,700 Land $8,000 Building $48,700	$56,700 Land $8,000 Building $48,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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