2951 Three Top Rd, Creston, NC 28615 Property Records

Ashe County property record for 2951 Three Top Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 1931
Lot Size	6.66 acres (290,240 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Oct 2020)
Tax Bill	$728 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03084-067`

Property Details

APN / Parcel Number

Primary APN	`03084-067`
Alternative APNs	`032937231574` `107055`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	850 sqft Heated Area
Gross Area	1,272 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1940
Architectural Style	Conventional
Lot Area	290,240 sqft (6.66 acres)

Location & Zoning

Account Number	107055
Old Parcel Number	03084067
Street Address	2951 THREE TOP RD
City	CRESTON
State	NC
Zip	28615-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.663 AC
Legal Subdivision	SURVEY FOR KEVIN M WILCOX
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3025
Census Tract	970400

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2951 THREE TOP RD, CRESTON, NC 28615-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20205307
Deed Book / Page	518 / 1062
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 16, 2020
Property Address	2967 THREE TOP RD, CRESTON, NC 28615
Document Number	00518/1062
Book / Page	518 / 1062
Map Reference	MB 10 PG 36
Instrument Date	Oct 14, 2020
Instrument	5307
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2951 THREE TOP RD, CRESTON, NC 28615-9451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 THREE TOP RD, CRESTON, NC 28615-9451

Mortgage

Document Number	0000005308
Date	Oct 16, 2020
Instrument	5308

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00	$139,100 (-) Land $44,000 Building $95,100	$139,100 (-) Land $44,000 Building $95,100
2025	$728.00 (+3.85%)	$139,100 (-) Land $44,000 Building $95,100	$139,100 (-) Land $44,000 Building $95,100
2023	$701.00 (+10.22%)	$139,100 (+62.88%) Land $44,000 Building $95,100	$139,100 (+62.88%) Land $44,000 Building $95,100
2022	$636.00	$85,400 Land $32,700 Building $52,700	$85,400 Land $32,700 Building $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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