3017 Sandy Hook Rd, Bel Air, MD 21015 Property Records

Harford County property record for 3017 Sandy Hook Rd, Bel Air, MD 21015

Property Summary

Property Type	Rural Home
Details	3.5 ba · 1,800 sqft · built 2000
Lot Size	16 acres (698,702 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2019)
Tax Bill	$4,098 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-161730`

Property Details

APN / Parcel Number

Primary APN	`03-161730`
Alternative APNs	`3161730` `161730`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	698,702 sqft (16 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	161730
Street Address	3017 SANDY HOOK RD
City	BEL AIR
State	MD
Zip	21015-1006
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LT 3 16.05 AC 3017 SANDY HOOK ROAD LD OF THARPE P 45/121
Legal Subdivision	LD THARPE & GREEN
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3017 Sandy Hook Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
Jun 12, 2019	Grant Deed, Transfer · Conventional Mortgage CHESAPEAKE BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Apr 12, 1999 · Amount on File
Deed Book / Page	13303 / 195
Last Transfer Date	Feb 28, 2025
Transfer Doc	0166030011
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Aug 14, 2026
Property Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Document Number	1724000116
Book / Page	17249 / 116
Instrument Date	Aug 4, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006

Mortgage

Document Number	1724000116,
Date	Aug 14, 2026
Book Page	17249/116

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2026
Property Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Document Number	1717000022
Book / Page	17176 / 22
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006

Mortgage

Document Number	1717000022,
Date	Jun 22, 2026
Book Page	17176/22

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006

Mortgage

Document Number	0161100046
Date	Dec 4, 2023
Book Page	16110/46

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133890179
Date	Aug 12, 2019
Book Page	13389/0179

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 12, 2019
Property Address	3017 SANDY HOOK RD, BEL AIR, MD 21015-1006
Document Number	0133030195
Book / Page	013303 / 000195
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3017 SANDY HOOK RD BEL AIR MD 210151006, BEL AIR, MD 21015-1006

Mortgage

Document Number	133030202
Date	Jun 12, 2019
Book Page	013303/000202

Lender

Name	CHESAPEAKE BK/MD
Type	Bank
Address	BALTIMORE, MD 21234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3017 Sandy Hook Rd was $4,098 with a homeowner's exemption, up 7.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,098.00 (+7.36%) Homeowner's exemption	$370,567 (+1.44%)	$381,100 (+4.33%) Land $114,800 Building $266,300
2025	$3,817.00 Homeowner's exemption	$365,300 Land $114,800 Building $250,500	$365,300 Land $114,800 Building $250,500
2023		$330,167	$365,300 Land $114,800 Building $250,500
2022	$3,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3017 Sandy Hook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3017 Sandy Hook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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