2950 Sandy Hook Rd, Bel Air, MD 21015 Property Records

Harford County property record for 2950 Sandy Hook Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,600 sqft · built 1900
Lot Size	4.54 acres (197,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Dec 2025)
Tax Bill	$3,885 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-134067`

Property Details

APN / Parcel Number

Primary APN	`03-134067`
Alternative APNs	`3134067` `134067`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	197,762 sqft (4.54 acres)

Exterior Amenities

Porch	Slab
Porch Area	704 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	134067
Street Address	2950 SANDY HOOK RD
City	BEL AIR
State	MD
Zip	21015-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 4.54 AC 2950 SANDY HOOK RD LD DINNING PT 34/83
Legal Subdivision	DINNING
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Dec 10, 2025	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 7, 2022	Intrafamily Transfer, Transfer AMERICAN HOME TITLE GROUP, AMERICAN HOME TTL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Book / Page	16924 / 419
Prior Transfer Date	Oct 5, 2013
Prior Transfer Doc	0105770248
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030

Mortgage

Document Number	0149110061
Date	Jul 22, 2021
Book Page	14911/61

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Sep 1, 2045

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 10, 2025
Property Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030
Document Number	0169240419
Book / Page	16924 / 419
Map Reference	MB HDC 34 FO 83
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	SAGE TITLE GROUP LLC, SAGE TILE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030

Mortgage

Document Number	0016924425
Date	Dec 10, 2025
Instrument	16924/425

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 7, 2022
Property Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030
Document Number	0153530049
Book / Page	15353 / 49
Map Reference	MB HDC34 FO 83
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	AMERICAN HOME TITLE GROUP, AMERICAN HOME TTL GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2950 SANDY HOOK RD, BEL AIR, MD 21015-1030

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,885.00 (+6.73%)	$351,000 (+1.53%)	$361,600 (+4.6%) Land $124,400 Building $237,200
2025	$3,640.00 (+10.2%) Homeowner's exemption	$345,700 (+10.22%) Land $124,400 Building $221,300	$345,700 (-) Land $124,400 Building $221,300
2023		$313,633	$345,700 Land $124,400 Building $221,300
2022	$3,303.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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