3017 Cool Breeze Ln, Elgin, SC 29045 Property Records

Richland County property record for 3017 Cool Breeze Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,901 sqft · built 2018
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Sep 2022)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28911-11-02`

Property Details

APN / Parcel Number

Primary APN	`28911-11-02`
Alternative APNs	`R28911-11-02` `02147590`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,901 sqft Heated Area
Gross Area	4,585 sqft
1st Floor Area	2,275 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	438 sqft
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02147590
Street Address	3017 COOL BREEZE LN
City	ELGIN
State	SC
Zip	29045-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 34 105X144.9X105X144.9 #SU CROSSING @ WOODCREEK PH 4 #PR RB2249-(12-15)
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	34,105
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

3017 Cool Breeze Ln is owned by an individual who bought it in September 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Sep 14, 2022	Correction Deed
Sep 7, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	202253917
Deed Book / Page	2782 / 1583
Prior Transfer Date	Sep 14, 2022
Prior Transfer Doc	0027793217
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 23, 2022
Property Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	0027821584
Book / Page	2782 / 1584
Map Reference	MB 2249 PG 12-14
Instrument Date	Sep 23, 2022
Instrument	2022053917
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,443.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014

Mortgage

Document Number	2022053918
Date	Sep 23, 2022
Instrument	2022053918

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 14, 2022
Property Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	0027793217
Book / Page	2779 / 3217
Map Reference	MB 2249 PG 12-14
Instrument Date	Sep 14, 2022
Instrument	2022052135
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 7, 2022
Property Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	0027772225
Book / Page	2777 / 2225
Map Reference	MB 2249 PG 12-14
Instrument Date	Jul 12, 2022
Instrument	2022050736
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 18, 2019
Property Address	3017 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	2379/0179
Book / Page	002379 / 000179
Instrument Date	Mar 15, 2019
Instrument	18176
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3017 COOL BREEZE LN ELGIN SC 290458014, ELGIN, SC 29045-8014

Mortgage

Document Number	2379/0183
Date	Mar 18, 2019
Book Page	002379/000183
Instrument	18177

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3017 Cool Breeze Ln was $4,710.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00	$535,800 Land $87,800 Building $448,000	$535,800 Land $87,800 Building $448,000
2023	$4,777.00	$16,012	$400,300
2021	$3,638.00	$16,010	$400,300 Land $65,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3017 Cool Breeze Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3017 Cool Breeze Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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