3045 Cool Breeze Ln, Elgin, SC 29045 Property Records

Richland County property record for 3045 Cool Breeze Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,322 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Feb 2019)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Apr 2019 Transfer Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28911-11-05`

Property Details

APN / Parcel Number

Primary APN	`28911-11-05`
Alternative APNs	`R28911-11-05` `02147625`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,322 sqft Heated Area
Gross Area	3,913 sqft
1st Floor Area	1,472 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	399 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02147625
Street Address	3045 COOL BREEZE LN
City	ELGIN
State	SC
Zip	29045-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 31 89.4X151.1X116.3X65.9X150 #SU CROSSING @ WOODCREEK PH 4 #PR RB2249-(12-15)
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	31,89
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3045 COOL BREEZE LN, ELGIN, SC 29045-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 19, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	201911579
Deed Book / Page	2372 / 2341
Last Transfer Date	Apr 1, 2019
Transfer Doc	0023831100
Record Updated	Sep 20, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 3, 2019
Property Address	3045 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	2383/1100
Book / Page	002383 / 001100
Instrument Date	Apr 1, 2019
Instrument	22582
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 COOL BREEZE LN ELGIN SC 290458014, ELGIN, SC 29045-8014

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 19, 2019
Property Address	3045 COOL BREEZE LN, ELGIN, SC 29045-8014
Document Number	2372/2341
Book / Page	002372 / 002341
Instrument Date	Feb 15, 2019
Instrument	11579
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 COOL BREEZE LN ELGIN SC 290458014, ELGIN, SC 29045-8014

Mortgage

Document Number	2372/2345
Date	Feb 19, 2019
Book Page	002372/002345
Instrument	11580

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+17.5%)	$435,900 (-)	$479,400 (-) Land $87,800 Building $391,600
2024		$435,900 (+2,775.33%)	$479,400 (+26.49%) Land $87,800 Building $391,600
2023	$3,262.00 (-5.31%)	$15,160 (-)	$379,000 (-)
2021	$3,445.00	$15,160	$379,000 Land $65,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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