3017 Annas Ter, Frederick, MD 21701 Property Records

Frederick County property record for 3017 Annas Ter, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,805 sqft · built 2002
Lot Size	0.061 acres (2,652 sqft)
Owner	Individual Name on Record
Last Sale	$238,559 (May 2016)
Tax Bill	$8,678 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-239833`

Property Details

APN / Parcel Number

Primary APN	`02-239833`
Alternative APNs	`2239833` `239833`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,805 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,652 sqft (0.061 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	239833
Street Address	3017 ANNAS TER
City	FREDERICK
State	MD
Zip	21701-9346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 251 SECTION 7A PLAT 6-2,652 SQ. FT. MILL ISLAND WORMANS MILL
Legal Subdivision	MILL ISLAND
Legal Lot Number	251
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2021
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3849 BRAVEHEART DR, FREDERICK, MD 21704-7718
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2016 · Amount on Record
Deed Sale	May 12, 2016 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Book / Page	11134 / 245
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0099240279
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3017 ANNAS TER, FREDERICK, MD 21701-9346
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158650418
Date	Apr 20, 2022
Book Page	15865/418

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Sep 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3017 ANNAS TER, FREDERICK, MD 21701-9346
Document Number	0131270134
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 ANNAS TER FREDERICK MD 217019346, FREDERICK, MD 21701-9346

Mortgage

Document Number	0131270134
Date	Aug 5, 2019
Book Page	013127/000134

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,900 (+4.53%)	$534,500 (+13.58%) Land $130,000 Building $404,500
2025	$8,678.00 (+7.94%)	$470,600 (+18.48%) Land $90,000 Building $380,600	$470,600 (-) Land $90,000 Building $380,600
2024	$8,040.00 (+11.23%)
2023	$7,228.00	$397,200	$470,600 Land $90,000 Building $380,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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