Frederick County property record for 3012 Annas Ter, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,626 sqft · built 2001 |
| Lot Size | 0.05 acres (2,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $491,000 (Dec 2023) |
| Tax Bill | $5,120 (2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-240106 |
| Primary APN | 02-240106 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Total Area |
| 1st Floor Area | 828 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,200 sqft (0.05 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 240106 |
|---|---|
| Old Parcel Number | 2240106 |
| Street Address | 3012 ANNAS TER |
| City | FREDERICK |
| State | MD |
| Zip | 21701-9333 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 283 SECTION 7A PLAT 4-2,200 SQ. FT. MILL ISLAND WORMANS MILL |
| Legal Subdivision | MILL ISLAND |
| Legal Lot Number | 283 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of December 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 22, 2023 | Deed, Transfer PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit NYMEO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 0016687120 |
| Deed Book / Page | 16687 / 120 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 1, 2023 |
| Property Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Document Number | 0166870120 |
| Book / Page | 16687 / 120 |
| Map Reference | MB 70 PL 107 |
| Instrument Date | Nov 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Document Number | 0016687126 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 16687/126 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 22, 2023 |
| Property Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Document Number | 0165700438 |
| Book / Page | 16570 / 438 |
| Map Reference | MB 70 PL 107 |
| Instrument Date | Aug 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 23301 WILDERNESS WALK CT, GAITHERSBURG, MD 20882-2733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3012 ANNAS TER, FREDERICK, MD 21701-9333 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0133580285 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 13358/0285 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,120.00 Homeowner's exemption | $292,733 | $346,600 Land $90,000 Building $256,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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