3016 Stephanie Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 3016 Stephanie Dr, Spring Hill, FL 34608 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1989
Lot Size	0.506 acres (22,032 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Oct 2023)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R24-223-17-2817-0000-0760`

Property Details

APN / Parcel Number

Primary APN	`R24-223-17-2817-0000-0760`
Alternative APNs	`01152665` `1152665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	1,606 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,032 sqft (0.506 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	1,018 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01152665
Street Address	3016 STEPHANIE DR
City	SPRING HILL
State	FL
Zip	34608-4464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKRIDGE ESTATES UNIT 2 LOT 76 ORB 1127 PG 1507
Legal Range	17E
Legal Township	23S
Legal Section	24
Legal Subdivision	OAKRIDGE ESTATES UNIT 2
Legal Lot Number	76
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2001
Census Tract	41105

Owner

Source: Hernando County records · APN R24-223-17-2817-0000-0760

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	May 30, 1997
Deed Document Number	202367257
Deed Book / Page	4356 / 655
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 06, 2026
Property Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464
Document Number	0000029900
Book / Page	4703 / 1852
Instrument Date	Apr 24, 2026
Instrument	202629900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464

Mortgage

Document Number	0000029900,
Date	May 06, 2026
Book Page	4703/1852
Instrument	202629900

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 01, 2054

Interest

Rate	6.38%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 19, 2023
Property Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464
Document Number	0043560655
Book / Page	4356 / 655
Map Reference	MB 22 PG 16&17
Instrument Date	Oct 16, 2023
Instrument	2023067257
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 NEW YORK DR, WHITING, NJ 08759-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464

Mortgage

Document Number	0004356657
Date	Oct 19, 2023
Instrument	4356/657

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3016 STEPHANIE DR, SPRING HILL, FL 34608-4464

Mortgage

Document Number	0040420838
Date	Aug 18, 2021
Book Page	4042/838
Instrument	2021061706

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00 (+310.81%)	$236,908 (+135.4%) Land $33,488 Building $203,420	$236,908 (-0.13%) Land $33,488 Building $203,420
2023		$100,639 (+3%) Land $100,639
2022	$851.00 Homeowner's exemption	$97,708	$237,225 Land $33,488 Building $203,737

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530411052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Tillman Global Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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