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3009 Stephanie Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 3009 Stephanie Dr, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,197 sqft · built 1990
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$376,500 (Oct 2023)
Tax Bill$4,715 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR24-223-17-2817-0000-1010

Property Details

APN / Parcel Number

Primary APNR24-223-17-2817-0000-1010
Alternative APNs
  • 01152727
  • 1152727

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,197 sqft Living Area
1st Floor Area2,198 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchPorch
Porch Area1,340 sqft
Deck Area182 sqft
Patio Area64 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01152727
Street Address3009 STEPHANIE DR
CitySPRING HILL
StateFL
Zip34608-4468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKRIDGE ESTATES UNIT 2 LOT 101
Legal Range17E
Legal Township23S
Legal Section24
Legal SubdivisionOAKRIDGE ESTATES UNIT 2
Legal Lot Number101
Legal Unit2
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2013
Census Tract41105

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Jan 30, 2023Warranty Deed, Transfer
VANTAGE POINT TITLE
Sep 13, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2023 · Amount on Record
Deed SaleOct 6, 2023 · Amount on Record
Prior SaleJan 30, 2023 · Amount on Record
Deed Document Number2023064171
Deed Book / Page4351 / 826
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 6, 2023
Property Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468
Document Number0043510826
Book / Page4351 / 826
Map ReferenceMB 22 PG 16
Instrument DateSep 21, 2023
Instrument2023064171
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyVANTAGE POINT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,635.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 BOULEVARD OF AMERICAS, LAKEWOOD, NJ 08701-4775

Transferred To (Grantee/Buyer)

NameVerified Name
Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468

Mortgage

Document Number0004351828
DateOct 6, 2023
Instrument4351/828
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 30, 2023
Property Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468
Document Number0042630137
Book / Page4263 / 137
Map ReferenceMB 22 PG 16
Instrument DateJan 23, 2023
Instrument2023006281
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyVANTAGE POINT TITLE

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address284 HAROLD DR, CLARKSVILLE, TN 37040-6050

Transferred To (Grantee/Buyer)

NameVerified Name
Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468
InvestorPossibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3009 STEPHANIE DR, SPRING HILL, FL 34608-4468
Document Number0035081253
Book / Page003508 / 001253
Instrument DateSep 13, 2017
Transaction TypeMortgage
Record UpdatedOct 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3009 STEPHANIE DR SPRING HILL FL 346084468, SPRING HILL, FL 34608-4468

Mortgage

Document Number0035081253
DateSep 21, 2017
Book Page003508/001253
Instrument53373
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,715.00 (-18.07%) Additional exemption filed$369,725 (-2.45%) Land $35,000 Building $334,725$369,725 (-2.45%) Land $35,000 Building $334,725
2023$378,993 (+145.14%) Land $58,881 Building $320,112
2022$5,755.00 Homeowner's exemption$154,601$378,993 Land $35,000 Building $343,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

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