3015 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 3015 Cole Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1931
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on Record
Last Sale$18,600 (Apr 2019)
Tax Bill$2,765 (2025)
Deeds & MortgagesApr 2019 Mortgage
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-019900-033600-0

Property Details

APN / Parcel Number

Primary APN48-019900-033600-0
Alternative APNs
  • 4801990003360000111
  • 174553

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area1,716 sqft
1st Floor Area884 sqft
2nd Floor Area572 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1964
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3015 COLE AVE
CityWACO
StateTX
Zip76707-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionGINOCCHIO LOT 14 BLOCK 28 ACRES .1894
Legal SubdivisionGINOCCHIO
Legal Block28
Legal Lot Number14
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2002
Census Tract800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3121 N 28TH ST, WACO, TX 76708-2404
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2019Vendor's Lien, Transfer
ALLIANCE BANK CENTRAL TEXAS
Jun 17, 2017Loan Modification, Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Prior SaleJun 18, 2010 · Amount on Record
Deed Document Number201912997
Prior Transfer DateApr 16, 2019
Prior Transfer Doc0000012997
Record UpdatedOct 29, 2026

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 22, 2019
Property Address3015 COLE AVE, WACO, TX 76707-2532
Document Number0000012997
Map ReferenceVOL 79 PG 368
Instrument DateApr 16, 2019
Instrument2019012997
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 N 28TH ST, WACO, TX 76708-2404

Mortgage

Document Number0000012998
DateApr 22, 2019
Instrument2019012998
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueApr 16, 2024

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3015 COLE AVE, WACO, TX 76707-2532
Document Number0000026630
Instrument DateJun 17, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3015 COLE AVE WACO TX 767072532, WACO, TX 76707-2532

Mortgage

Document Number0000026630
DateAug 15, 2017
Instrument26630
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term36 Months
DueAug 14, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,000 (-) Land $21,780 Building $101,220$123,000 (-) Land $21,780 Building $101,220
2025$2,765.00 (+6.59%)$123,000 (+6.96%) Land $21,780 Building $101,220$123,000 (+6.96%) Land $21,780 Building $101,220
2024$2,594.00 (+0.62%)
2023$115,000 Land $21,780 Building $93,220$115,000 Land $21,780 Building $93,220
2022$2,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1989–2026)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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