3012 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 3012 Cole Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 792 sqft · built 1925
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Tax Bill$1,969 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-019901-000600-0

Property Details

APN / Parcel Number

Primary APN48-019901-000600-0
Alternative APNs
  • 4801990100060000111
  • 174564

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area792 sqft Living Area
Gross Area992 sqft
1st Floor Area792 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address3012 COLE AVE
CityWACO
StateTX
Zip76707-2533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionGINOCCHIO ANNEX LOT 6 BLOCK 1 ACRES .1894
Legal SubdivisionGINOCCHIO ANNEX
Legal Block1
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2006
Census Tract800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4473 OLD DALLAS RD, ELM MOTT, TX 76640-3692
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2016
Deed SaleAug 25, 2016
Prior SaleMar 9, 2016
Deed Document Number201627927
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3012 COLE AVE, WACO, TX 76707-2533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011831
DateApr 17, 2017
Instrument2017011831
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 12, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,000 (-16.63%) Land $24,008 Building $68,992$93,000 (-16.63%) Land $24,008 Building $68,992
2025$1,969.00 (+19.62%)$111,550 (+52.81%) Land $21,780 Building $89,770$111,550 (+52.81%) Land $21,780 Building $89,770
2024$1,646.00 (+0.61%)
2023$73,000 Land $18,980 Building $54,020$73,000 Land $18,980 Building $54,020
2022$1,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1989–2026)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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