Lubbock County property record for 3015 109th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,011 sqft · built 2005 |
| Lot Size | 0.156 acres (6,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,300 (Oct 2020) |
| Tax Bill | $5,357 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R303855 |
| Primary APN | R303855 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| Gross Area | 2,495 sqft |
| 1st Floor Area | 2,011 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,804 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3015 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOPER RIDGE L 35 |
| Legal Subdivision | COOPER RIDGE |
| Legal Lot Number | 35 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10511 |
3015 109th St is owned by two individuals who bought it in October 2020.
Source: Lubbock County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4911 COUNTY ROAD 7650, LUBBOCK, TX 79424-2027 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| Oct 14, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on File |
| Deed Sale | Oct 14, 2020 · Amount on File |
| Prior Sale | Nov 26, 2012 · Amount on File |
| Deed Document Number | 202046011 |
| Prior Transfer Date | Oct 13, 2020 |
| Prior Transfer Doc | 0000046011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3015 109TH ST, LUBBOCK, TX 79423-6715 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050167 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021050167 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 14, 2020 |
| Property Address | 3015 109TH ST, LUBBOCK, TX 79423-6715 |
| Document Number | 0000046011 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 46011 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3015 109th St was $5,357, up 0.5% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,357.00 (+0.45%) | $258,917 Land $24,000 Building $234,917 | $258,917 Land $24,000 Building $234,917 |
| 2024 | $5,333.00 (+5.62%) | ||
| 2023 | $5,049.00 (+21.02%) | $239,948 Land $24,000 Building $215,948 | $239,948 Land $24,000 Building $215,948 |
| 2022 | $4,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3015 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3015 109th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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