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3013 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3013 109th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,021 sqft · built 2010
Lot Size0.156 acres (6,804 sqft)
Owner2 Owner Names on Record
Tax Bill$4,412 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR303856

Property Details

APN / Parcel Number

Primary APNR303856

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,021 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,804 sqft (0.156 acres)
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3013 109TH ST
CityLUBBOCK
StateTX
Zip79423-6715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOPER RIDGE L 36
Legal SubdivisionCOOPER RIDGE
Legal Lot Number360
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2013
Census Tract10511

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address3013 109TH ST, LUBBOCK, TX 79423-6715
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 4, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2013
Deed SaleJul 1, 2013
Prior SaleJul 1, 2010
Deed Document Number2013026592
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3013 109TH ST, LUBBOCK, TX 79423-6715
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3013 109TH ST, LUBBOCK, TX 79423-6715
InvestorPossibly a Property Investor

Mortgage

Document Number0000003066
DateJan 28, 2026
Instrument2026003066
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2041

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3013 109TH ST, LUBBOCK, TX 79423-6715
Transaction TypeMortgage
Record UpdatedNov 8, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3013 109TH ST, LUBBOCK, TX 79423-6715

Mortgage

Document Number0000032499
DateAug 4, 2020
Instrument2020032499
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term275 Months
DueJul 1, 2043

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3013 109TH ST, LUBBOCK, TX 79423-6715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054140
DateNov 30, 2020
Instrument2020054140
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,412.00 (-8.9%) Homeowner's exemption$292,202 (+8.07%) Land $24,000 Building $268,202$292,202 (+4.49%) Land $24,000 Building $268,202
2024$4,843.00 (+7.15%)
2023$4,520.00 (-11.01%) Homeowner's exemption$270,375 Land $24,000 Building $255,641$279,641 Land $24,000 Building $255,641
2022$5,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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