3014 Prospect Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3014 Prospect Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,739 sqft · built 2024
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$677,867 (Jan 2024)
Tax Bill	$8,775 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022531553800011480`

Property Details

APN / Parcel Number

Primary APN	`022531553800011480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,739 sqft Heated Area
Gross Area	3,757 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached - Finished
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3014 PROSPECT TRL
City	SAINT CLOUD
State	FL
Zip	34771-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 148
Legal Phase	2
Legal Lot Number	148
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 022531553800011480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3014 PROSPECT TRL, SAINT CLOUD, FL 34771-8962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	2024008684
Deed Book / Page	6537 / 1401
Record Updated	Jun 08, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 22, 2024
Property Address	3014 PROSPECT TRL, SAINT CLOUD, FL 34771-8962
Document Number	0065371401
Book / Page	6537 / 1401
Map Reference	MB 32 PG 72-94
Instrument Date	Jan 19, 2024
Instrument	2024008684
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,745.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 PROSPECT TRL, SAINT CLOUD, FL 34771-8962

Mortgage

Document Number	0065371403
Date	Jan 22, 2024
Instrument	6537/1403

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,775.00 (+241.71%) Homeowner's exemption	$479,112 (+538.82%)	$550,200 (+633.6%) Land $90,000 Building $460,200
2023	$2,568.00 (+13.08%)	$75,000 (+15%) Land $75,000	$75,000 (+15%) Land $75,000
2022	$2,271.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Very High above 95% of the US · above 90% of Florida
Wildfire Likelihood	About 1 in 68 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.