3002 Prospect Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3002 Prospect Trl, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,701 sqft · built 2023
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$934,024 (Nov 2023)
Tax Bill	$11,928 (2025)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-25-31-5538-0001-1500`

Property Details

APN / Parcel Number

Primary APN	`02-25-31-5538-0001-1500`
Alternative APN	`253102553800011500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,701 sqft Living Area
Gross Area	4,877 sqft
1st Floor Area	1,591 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	770 sqft
Pool Type	In-Ground Pool
Porch	Finished/Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3002 PROSPECT TRL
City	SAINT CLOUD
State	FL
Zip	34771-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 150
Legal Lot Number	150
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 02-25-31-5538-0001-1500

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5058 MEADOWRIDGE LN, GIBSONIA, PA 15044-8234
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	2023149025
Deed Book / Page	6503 / 2944
Record Updated	Jun 08, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2023
Property Address	3002 PROSPECT TRL, SAINT CLOUD, FL 34771-8962
Document Number	0065032944
Book / Page	6503 / 2944
Map Reference	MB 32 PG 72-94
Instrument Date	Nov 10, 2023
Instrument	2023149025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$6,538.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5058 MEADOWRIDGE LN, GIBSONIA, PA 15044-8234

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,928.00 (-4.79%)	$706,700 (+842.27%) Land $90,000 Building $616,700	$706,700 (+842.27%) Land $90,000 Building $616,700
2024	$12,528.00 (+387.85%)
2023	$2,568.00 (+13.08%)	$75,000 (+15%) Land $75,000	$75,000 (+15%) Land $75,000
2022	$2,271.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force 293 of 330 on primary residences
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Oct 2022), 2 claims Hurricane Ian (Sep 2022), 5 claims Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire Risk	Very High above 93% of the US · above 87% of Florida
Wildfire Likelihood	About 1 in 68 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.