3014 Cranston Ave, Elgin, IL 60124 Property Records

Kane County property record for 3014 Cranston Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,597 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$528,000 (Dec 2023)
Tax Bill$12,048 (2022)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-17-305-003

Property Details

APN / Parcel Number

Primary APN06-17-305-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,597 sqft Living Area
Gross Area4,959 sqft
Basement Area1,362 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Width74 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3014 CRANSTON AVE
CityELGIN
StateIL
Zip60124-8934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 58
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number58
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851911

Owner

Source: Kane County assessment roll, APN 06-17-305-003, as of December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5851 BAUSCH RD, GALLOWAY, OH 43119-9585
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 29, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
NEIGHBORHOOD LOANS
Jun 25, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 03, 2017Loan Modification, Mortgage · Conventional with PMI
SCHAUMBURG BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Prior SaleJun 25, 2020 · Amount on Record
Deed Document Number202345389
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3014 CRANSTON AVE, ELGIN, IL 60124-8934
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3014 CRANSTON AVE, ELGIN, IL 60124-8934

Mortgage

Document Number0000005773
DateFeb 11, 2026
Instrument2026K005773
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeFixed Rate
Rate4.99%

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 29, 2023
Property Address3014 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000045389
Map ReferenceDOC 2004K032369
Instrument DateDec 27, 2023
Instrument2023K045389
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 08, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 593, SOUTH ELGIN, IL 60177-0593

Transferred To (Grantee/Buyer)

NameVerified Name
Address5851 BAUSCH RD, GALLOWAY, OH 43119-9585

Mortgage

Document Number0000045390
DateDec 29, 2023
Instrument2023K045390
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeFixed Rate
Rate6.37%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 25, 2020
Property Address3014 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000033654
Instrument DateFeb 19, 2020
Instrument33654
Transaction TypeTransfer
Record UpdatedAug 06, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$375.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 CRANSTON AVE ELGIN IL 601248934, ELGIN, IL 60124-8934

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address3014 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000051720
Instrument DateJan 03, 2017
Transaction TypeMortgage
Record UpdatedNov 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3014 CRANSTON AVE ELGIN IL 601248934, ELGIN, IL 60124-8934

Mortgage

Document Number0000051720
DateOct 23, 2018
Instrument51720
Lender
NameSCHAUMBURG BK&TR
TypeBank
AddressROSEMONT, IL 60018
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term24 Months
DueOct 22, 2020
Interest
Rate5%

Tax Assessment & Valuation

Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$152,668 (+21.39%) Land $40,572 Building $112,096$458,187 (+21.44%) Land $121,765 Building $336,423
2022$12,048.00 (+3.02%)$125,763 (+6.96%) Land $33,422 Building $92,341$377,289 (+6.96%) Land $100,266 Building $277,023
2021$11,695.00$117,579 Land $31,247 Building $86,332$352,737 Land $93,741 Building $258,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 315 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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